Everything has gone up and Wow car insurance is leading the charge this year! Here are some tips to reduce your car insurance..
There are many ways to reduce the cost of your car insurance, depending on your car, driving habits, and personal circumstances. Here are some general tips that might help you save money on your premium:
- Choose your car carefully. The type, make, model, and age of your car can affect how much you pay for insurance. Generally, smaller, less powerful, and older cars are cheaper to insure than larger, more powerful, and newer ones. You can check the insurance group of any car on
- Keep your car safe. Parking your car in a secure garage or driveway overnight can lower your risk of theft or vandalism, and therefore lower your premium. You can also install additional security features, such as an alarm, immobiliser, or tracker, to deter thieves and reduce your insurance costs.
- Drive fewer miles. The less you drive, the less likely you are to have an accident, and the lower your premium will be. You can estimate your annual mileage based on your typical journeys, but don’t set it too low, as this could invalidate your cover if you exceed it. You can also consider a pay-as-you-drive policy, which charges you based on how much and how well you drive, using a device or an app to monitor your driving behaviour.
- Increase your voluntary excess. The excess is the amount you have to pay towards any claim you make. By agreeing to pay a higher voluntary excess, you can lower your premium, as the insurer will have to pay less in the event of a claim. However, make sure you can afford to pay the excess if you need to, and don’t set it higher than the value of your car.
- Add an experienced driver. Adding another driver to your policy, such as a parent or a spouse, can lower your premium, as long as they have a good driving record and no claims history. This can show the insurer that you are not the only one driving the car, and that you can benefit from their experience and guidance. However, don’t add someone who will never drive your car, as this could be seen as fronting, which is illegal and could invalidate your cover.
- Shop around and compare quotes. The best way to find a cheaper car insurance deal is to compare quotes from different providers, using comparison websites or brokers. You can also check for discounts, offers, and rewards that some insurers might offer, such as a no-claims bonus, a multi-car discount, or a loyalty scheme. Don’t just automatically renew your policy with your current provider, as you might miss out on a better deal elsewhere. However, don’t just go for the cheapest quote, as it might not offer the level of cover and service you need. Compare the features and benefits of each policy, and read the terms and conditions carefully before you buy.
I hope these tips help you find a cheaper car insurance policy. Range Rovers have had a lot negative press recently for being pricey to insure, so maybe avoid them!
The Best Selling SUV’s of 2023 are..
The Ford Puma, Nissan Qashqai and Kia Sportage the best selling SUVs of 2023. Let’s find out a bit more about them…
That offer practicality, comfort and style and are all perfect family cars. But which one is the best for you? Here are some key points to consider:
Practicality
The Kia Sportage has the largest boot capacity, ranging from 526 to 591 litres depending on the powertrain. The Nissan Qashqai has a 504-litre boot, while the Ford Puma has the smallest boot at 414 litres. All three cars have decent rear legroom, but the Sportage and the Qashqai have more headroom than the Puma.
Driving
The Ford Puma is the most fun to drive, with agile handling and punchy engines. The Kia Sportage offers a smooth and refined ride, with a range of hybrid and plug-in hybrid options. The Nissan Qashqai is also comfortable and efficient, with mild hybrid and full hybrid powertrains available.
Running Costs
The Ford Puma is the cheapest to buy, with a starting price of £21,240. The Kia Sportage starts from £23,445, while the Nissan Qashqai starts from £23,535. The Kia Sportage and the Nissan Qashqai have lower CO2 emissions and better fuel economy than the Ford Puma, thanks to their hybrid technology. The Kia Sportage also has the longest warranty, at seven years or 100,000 miles.
Technology
The Kia Sportage and the Nissan Qashqai have impressive interiors, with large touchscreens, digital instrument clusters and wireless charging. The Ford Puma has a more basic cabin, with a smaller infotainment system and fewer features. All three cars come with a good level of safety and driver assistance systems.
Porsche 911 Turbo S is a beast of a car. Here’s a bit about one we spotted today
The Porsche 911 Turbo S is a high-performance sports car that is designed to deliver an exhilarating driving experience. The car is powered by a six-cylinder horizontally opposed engine with VTG twin-turbo that produces 650 PS of power and 800 Nm of torque. The car is equipped with a new 8-speed Porsche Doppelkupplung (PDK) gearbox and an optional sports exhaust system that provides a powerful engine sound. The car has a top speed of 205 mph and can accelerate from 0-62 mph in just 2.7 seconds with the Sport Chrono Package.
The exterior of the 911 Turbo S is designed to be both aerodynamic and stylish. The car features a Light Strip and a Variable Front Spoiler that add to its sporty look. The interior of the car is a combination of classic design and modern technology. The car features a 10.9-inch touchscreen display and Porsche Connect that allows you to stay connected while on the go. The car also features Wet mode that helps to improve driving safety in wet conditions.
The 911 Turbo S is available in both coupe and cabriolet models. The coupe model has a fuel consumption of 23.0 – 23.5 mpg and CO2 emissions of 278 – 271 g/km. The cabriolet model has a fuel consumption of 22.6 – 23.3 mpg and CO2 emissions of 284 – 275 g/km.
In conclusion, the Porsche 911 Turbo S is a high-performance sports car that is designed to deliver an exhilarating driving experience. The car is equipped with a powerful engine, advanced technology, and stylish design features that make it stand out from other sports cars in its class. If you are looking for a car that combines performance, comfort, and style, then the 911 Turbo S is definitely worth considering.
It’s cold but the AA and RAC are working hard for their members
The AA and RAC are two of the most popular breakdown cover providers in the UK. Here are some key differences between the two:
The AA is generally more expensive than RAC, but it offers more comprehensive coverage options.
Customer satisfaction:
According to a recent survey, AA has a higher customer satisfaction rating than RAC.
Fleet size:
The AA has a larger fleet of patrols than RAC, which means they can respond to more breakdowns at once.
Membership benefits:
Both AA and RAC offer a range of membership benefits, such as discounts on hotels, restaurants, and other services. However, the specific benefits may vary depending on the type of membership you have.
In terms of breakdown cover, both AA and RAC offer similar services, such as roadside assistance, home start, and onward travel. However, the level of coverage and pricing may differ depending on the type of membership you choose. It’s important to compare the different options available and choose the one that best suits your needs and budget.
The AA offers a range of membership options, including vehicle cover and personal cover. Vehicle cover means that your vehicle is covered in the event of a breakdown, no matter who is driving. If you’ve lent your car to your gran so she can pick up some whiskey, she’s covered. This is ideal for couples or families sharing a car. On the other hand, personal cover gives you breakdown cover, no matter what vehicle you’re in. This is usually a more expensive option compared to vehicle cover. But if you drive multiple vehicles, it’s probably cheaper to take out a personal cover policy.
The AA also offers a range of additional services, such as European breakdown cover, which provides assistance if your vehicle breaks down while you’re driving in Europe. They also offer a mobile app that allows you to track the progress of your patrol and get real-time updates on their estimated arrival time.
RAC also offers a range of membership options, including vehicle cover and personal cover. They also offer a range of additional services, such as key replacement, which provides assistance if you lose your car keys. They also offer a mobile app that allows you to report a breakdown and track the progress of your patrol.
Both AA and RAC offer joint and family policies starting at exactly the same price. However, RAC offers a free MOT (worth up to £55) with their policies, which may be a deciding factor for some customers.
In terms of customer service, both AA and RAC have received awards for their customer satisfaction. However, according to a recent survey, AA has a higher customer satisfaction rating than RAC.
In summary, both AA and RAC offer similar breakdown cover services, but the level of coverage and pricing may differ depending on the type of membership you choose. The AA is generally more expensive than RAC, but it offers more comprehensive coverage options. The AA has a larger fleet of patrols than RAC, which means they can respond to more breakdowns at once. However, RAC offers a free MOT with their policies, which may be a deciding factor for some customers. It’s important to compare the different options available and choose the one that best suits your needs and budget.