Everything has gone up and Wow car insurance is leading the charge this year! Here are some tips to reduce your car insurance..

There are many ways to reduce the cost of your car insurance, depending on your car, driving habits, and personal circumstances. Here are some general tips that might help you save money on your premium:

• Choose your car carefully. The type, make, model, and age of your car can affect how much you pay for insurance. Generally, smaller, less powerful, and older cars are cheaper to insure than larger, more powerful, and newer ones. You can check the insurance group of any car on
• Keep your car safe. Parking your car in a secure garage or driveway overnight can lower your risk of theft or vandalism, and therefore lower your premium. You can also install additional security features, such as an alarm, immobiliser, or tracker, to deter thieves and reduce your insurance costs.
• Drive fewer miles. The less you drive, the less likely you are to have an accident, and the lower your premium will be. You can estimate your annual mileage based on your typical journeys, but don’t set it too low, as this could invalidate your cover if you exceed it. You can also consider a pay-as-you-drive policy, which charges you based on how much and how well you drive, using a device or an app to monitor your driving behaviour.
• Increase your voluntary excess. The excess is the amount you have to pay towards any claim you make. By agreeing to pay a higher voluntary excess, you can lower your premium, as the insurer will have to pay less in the event of a claim. However, make sure you can afford to pay the excess if you need to, and don’t set it higher than the value of your car.
• Add an experienced driver. Adding another driver to your policy, such as a parent or a spouse, can lower your premium, as long as they have a good driving record and no claims history. This can show the insurer that you are not the only one driving the car, and that you can benefit from their experience and guidance. However, don’t add someone who will never drive your car, as this could be seen as fronting, which is illegal and could invalidate your cover.
• Shop around and compare quotes. The best way to find a cheaper car insurance deal is to compare quotes from different providers, using comparison websites or brokers. You can also check for discounts, offers, and rewards that some insurers might offer, such as a no-claims bonus, a multi-car discount, or a loyalty scheme. Don’t just automatically renew your policy with your current provider, as you might miss out on a better deal elsewhere. However, don’t just go for the cheapest quote, as it might not offer the level of cover and service you need. Compare the features and benefits of each policy, and read the terms and conditions carefully before you buy.

I hope these tips help you find a cheaper car insurance policy. Range Rovers have had a lot negative press recently for being pricey to insure, so maybe avoid them!